Categories for Home Financing

3 Simple Moves Build Power for Buying Your House

Since buying a house is rarely a spur-of-the-moment decision, the shrewdest way to use any lead time is to fortify your side of the coming transaction. After all, there will be two sides striking that bargain. For their side, the sellers will have to spruce up the property, prepare a ...

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Answering a Common Question: Mortgage Refi FICO Scores

If you use a credit card or bank checking account’s online system, you may have noticed the appearance of a free service: FICO score tracking. You find it as a clickable area with a link title like “Your FICO® score” or just “FICO®.” For many years, each of the major ...

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Your Homeowners Insurance Annual Checkup

It’s one of those documents most of us stash in a safe, out-of-the-way place—somewhere in the furthest recesses of a filing cabinet or at the back of a drawer. Renters do the same: they don’t actually read the thing, but they know they want to keep it somewhere where they ...

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Equifax Hack Could Affect Mortgage Applicants

When news of the Equifax hack first broke, the credit ratings giant scrambled to minimize fallout from this massive personal information breach. After an initial embarrassing misstep (they tried to have affected consumers sign off on Equifax’s liability), the company moved to ameliorate the hack by offering free ID protection ...

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